Analyst: Credit Decisions (80%-100%)

Analyst: Credit Decision (80%-100%)

Do you identify strongly with the values and business model of the Alternative Bank Switzerland? Do you want to engage in impact-oriented banking and take on significant responsibility? Then we would like to get to know you!

What to Expect

Credit Decision

• Focus on corporate financing (main segments renewable energies, sustainable SMEs, organic agriculture, and social institutions).

• Thorough analysis of loan applications focusing on assessing risks, strengths, and weaknesses of applicants as well as their financial metrics.

• Evaluating repayment capacity and the quality of the offered collateral.

• Systematically monitoring loans to ensure compliance with internal guidelines and the quality of the bank's loan portfolio.

• Responsible for capturing balance sheets, renewing and updating loan files to ensure compliance with requirements and risk transparency.

• Creating clear, objective, and well-founded analysis reports to support decision-making (credit committee).

• Recommending well-founded decisions (approval, rejection, or adjustment of conditions) considering internal guidelines and applicable regulations.

• Training and accompanying employees to ensure the necessary competencies.

What We Expect

Education, Experience, and Expertise

• Completed university degree in business administration or finance.

• At least 7–10 years of professional experience in corporate lending.

• In-depth knowledge of credit analysis, balance sheet and cash flow analysis, as well as evaluating business models and industry risks.

• Experience in structuring and drafting bilateral and syndicated financing, including collateral management.

• Solid knowledge of regulatory requirements and credit processes.

• Ability to assess, decide, and communicate complex issues clearly and precisely – both in writing and verbally.

Personal Skills

• High degree of responsibility and independence. 

• Team-oriented and proactive working style with high initiative.

• German as a native language and very good French skills.

What We Offer

meaningful work in a values-based company

high personal responsibility and decentralized decision-making in a sociocratic organization

great flexibility regarding working hours and location

committed team with colleagues who share the same values

Contact

Thomas Borter
Coordinator Credit Decision
Tel. 044 279 72 24

Simone Fausel
HR Consultant
Tel. 062 206 16 03

Have we piqued your interest?

Then we look forward to your complete online application.